Effective Date: 1st of January, 2026

These Terms and Conditions (“Terms”) govern your use of the website and services provided by NT ekspertai be procentų, MB, a limited liability company registered in Lithuania (registration code: 306658727) (“Company,” “we,” “our,” or “us”). By accessing or using our website or purchasing our training materials, you agree to be bound by these Terms. If you do not agree, you must not use our services.

1. Scope of Services

We provide educational materials, resources, and training designed to help homeowners in the United States (“you,” “your,” or “user”) better understand real estate practices, including how to:

• Negotiate agent fees,
• Use real estate valuation tools,
• Identify top-performing real estate agents in their area,
• Avoid or minimize buyer’s agent fees, and
• Motivate agents to seek the best possible sale price.

All materials are intended solely for informational and educational purposes and reflect our personal opinions and experiences. We do not provide legal, financial, investment, or professional real estate advice.

2. No Professional Advice

The information provided through our website and training is not a substitute for professional advice. Real estate transactions are complex and subject to varying local, state, and federal laws. You should always seek advice from licensed real estate agents, attorneys, tax advisors, or other qualified professionals before making decisions related to selling your home.

We make no guarantees that the strategies, methods, or tools described in our materials will achieve any particular result, including the sale of a home, achieving a specific price, or avoiding certain fees.

3. No Endorsement of Third Parties

We may reference or provide links to third-party tools, resources, or service providers. Such references are for convenience and informational purposes only and do not constitute an endorsement, sponsorship, or recommendation. We are not responsible for the accuracy, reliability, or performance of any third-party services, websites, or individuals, and your use of them is at your own risk.

4. No Duty to Update

Real estate laws, regulations, and practices change frequently. While we strive to provide useful and accurate information, we do not warrant that the information will always be current, complete, or accurate. You are responsible for verifying any information with qualified professionals before relying on it.

5. No Guarantees or Liability

You acknowledge and agree that:

• We are not responsible for the conduct, performance, honesty, or results of any real estate agent, buyer, or third party.
• We are not liable for any failure to sell a property, obtain a specific price, avoid certain fees, or achieve any particular outcome.
• Any decisions you make are solely your responsibility, and you assume full risk for the results.

To the fullest extent permitted by law, we disclaim any liability for losses, damages, or claims arising out of or relating to your use of our website, training, or reliance on our materials.

6. User Responsibilities

By using our services, you agree that you will not:

• Rely on our materials as a substitute for professional advice,
• Use our content for unlawful purposes,
• Reproduce, distribute, or exploit our content without prior written consent.

You are solely responsible for ensuring compliance with all applicable laws when selling or marketing a property.

7. Intellectual Property

All materials, content, graphics, and training provided on our website are the property of NT ekspertai be procentų, MB or its licensors and are protected under copyright, trademark, and intellectual property laws. Unauthorized use, reproduction, or distribution of our materials is strictly prohibited.

8. Limitation of Liability

To the maximum extent permitted by applicable law:

• We shall not be liable for any indirect, incidental, consequential, or punitive damages, including but not limited to loss of profits, loss of opportunities, or loss of goodwill.
• Our total liability to you for any claims arising out of or relating to these Terms or your use of our services shall not exceed the amount you paid, if any, for access to our training.

9. Indemnification

You agree to indemnify, defend, and hold harmless NT ekspertai be procentų, MB and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, or expenses (including attorneys’ fees) arising out of or related to your use of our services, violation of these Terms, or reliance on our materials.

10. Force Majeure

We shall not be liable or responsible for any failure or delay in performance caused by events beyond our reasonable control, including but not limited to natural disasters, acts of God, pandemics, labor disputes, internet or power outages, government actions, changes in law, market disruptions, or third-party failures.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Lithuania, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be resolved through binding arbitration administered in Vilnius, Lithuania, in accordance with the rules of the Vilnius Court of Commercial Arbitration. The language of arbitration shall be English. Judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction.

To the extent arbitration is deemed unenforceable, the parties agree that disputes shall be subject to the exclusive jurisdiction of the courts of Lithuania.

12. U.S. Consumer Rights

Nothing in these Terms is intended to limit any rights you may have under applicable U.S. federal or state consumer protection laws that cannot be waived or disclaimed by contract.

13. Class Action Waiver

To the maximum extent permitted by law, you agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

14. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, the remaining provisions shall remain in full force and effect.

15. Changes to These Terms

We may update or modify these Terms from time to time without prior notice. The revised Terms will be effective immediately upon posting on our website. Your continued use of our website and services constitutes your acceptance of the updated Terms.

16. Contact Us

If you have any questions about these Terms, please contact us at:

NT ekspertai be procentų, MB

Company code: 306658727

Registered in Lithuania

Email: [email protected]