Effective Date: 1st of January, 2026

NT ekspertai be procentų, MB (“Company,” “we,” “us,” or “our”), a limited liability company registered in the Republic of Lithuania (registration code 306658727), provides online training courses and educational content for homesellers in the United States of America through this website and related services (collectively, “Services”). We respect your privacy and are committed to protecting your personal data. This Privacy Policy (“Policy”) describes how we collect, use, disclose, and protect information when you access or use our Services.

By registering for or using our Services, you accept and agree to be bound by this Policy. If you do not agree, you must immediately cease use of our Services.

1. INFORMATION WE COLLECT

1.1 Information You Provide

When you register for or use our Services, you may provide:

• Contact information (name, email address, phone number, mailing address)
• Account credentials (username, password)
• Payment information (credit/debit card details, billing address)
• Property details (address, price range, features and etc.)
• Communications content (messages, feedback, support inquiries)

1.2 Automatically Collected Information

When you access our website or interact with our Services, we may collect:

• Device identifiers (IP address, device type, operating system, browser type)
• Usage data (access times, pages viewed, clickstream data)
• Cookies, web beacons, and similar technologies to track site behavior and preferences

1.3 Location Information

With your consent, we may collect your device’s approximate location to personalize content and improve Services. You may disable location services in your device settings.

2. HOW WE USE YOUR INFORMATION

We use your information to:

• Provide, maintain, and improve our Services
• Process and fulfill your orders, payments, and course enrollments
• Communicate updates, confirmations, and support responses
• Personalize and enhance your experience (recommendations, targeted content)
• Analyze usage trends and site performance
• Comply with legal obligations

We will never sell your personal information to third parties.

3. SHARING YOUR INFORMATION

3.1 Service Providers

We may share information with third-party vendors and subcontractors who perform services on our behalf, such as:

• Payment processors
• Hosting and infrastructure providers
• Email and marketing platforms
• Analytics and tracking services

These service providers are contractually obligated to use your data only to deliver the agreed services and to maintain confidentiality.

3.2 Legal Requirements and Protection

We may disclose your information if required by law, to respond to legal process, to protect our rights or safety, or to investigate fraud or violations of our Terms.

3.3 Business Transfers

In connection with a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction. You will be notified and given choices if required by law.

4. YOUR CHOICES AND RIGHTS

4.1 Access, Correction, and Deletion

You may access, update, or delete your account information by logging into your account or contacting us at the address below.

4.2 Email and Communications

You may opt out of marketing communications by following the unsubscribe link in our emails or by contacting us directly. Transactional messages (e.g., payment confirmations, course notifications) cannot be opted out of.

4.3 Cookies

Most web browsers allow you to control cookie settings. You may disable or delete cookies via your browser settings, but some features of our Services may not function properly if cookies are disabled.

5. DATA SECURITY

We implement administrative, technical, and physical safeguards to protect your information against unauthorized access, loss, or misuse. However, no data transmission over the Internet can be 100% secure. You agree to use our Services at your own risk.

6. INTERNATIONAL TRANSFER

Our servers and service providers are located in the United States and European Union. By providing your information, you consent to the transfer, storage, and processing of your data in jurisdictions outside your residence, including the United States and the EU, which may have privacy laws different from those in your country.

7. CHILDREN’S PRIVACY

Our Services are intended for users aged 18 or older. We do not knowingly collect personal data from minors under 18. If you become aware that a minor has provided us with personal data, please contact us so we can delete it.

8. THIRD-PARTY LINKS

Our website may contain links to third-party websites or services. This Policy does not apply to those sites; we encourage you to review their privacy policies. We are not responsible for their practices or content.

9. CALIFORNIA PRIVACY RIGHTS

If you are a California resident, you may request:

• Categories of personal information we collect
• Categories of personal information we share
• The identity of third parties with whom we share your information for direct marketing

Submit requests in writing to the contact information below. We will respond within the timeframe required by law.

10. CHANGES TO THIS POLICY

We may update this Policy from time to time. We will post the revised Policy with a new “Last Updated” date. Your continued use of our Services after changes indicates your acceptance.

11. CONTACT US

If you have any questions about these Terms, please contact us at:

NT ekspertai be procentų, MB

Company code: 306658727

Registered in Lithuania

Email: [email protected]